/* ================================================================
   FINOVA SERVICES — GLOBAL STYLES
   Deep Navy #0B2C4D | Gold #C8A45C | White
   Fonts: Cormorant Garamond + Montserrat
================================================================ */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400&family=Montserrat:wght@300;400;500;600;700;800&display=swap');

:root {
  --navy:        #0B2C4D;
  --navy-light:  #0f3560;
  --navy-dark:   #071e35;
  --gold:        #C8A45C;
  --gold-light:  #d9bc85;
  --gold-pale:   #f4ead7;
  --white:       #ffffff;
  --off-white:   #f7f6f3;
  --text-dark:   #12203a;
  --text-mid:    #4a5568;
  --text-light:  #718096;
  --shadow-sm:   0 2px 12px rgba(11,44,77,.08);
  --shadow-md:   0 8px 32px rgba(11,44,77,.13);
  --shadow-lg:   0 20px 60px rgba(11,44,77,.18);
  --radius:      12px;
  --radius-lg:   20px;
  --tr:          all .3s cubic-bezier(.4,0,.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Montserrat', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; }

/* ── Typography ─────────────────────────────────────── */
.display-font { font-family: 'Cormorant Garamond', serif; }

.section-tag {
  display: inline-block;
  font-size: .68rem; font-weight: 700;
  letter-spacing: .16em; text-transform: uppercase;
  color: var(--gold);
  background: rgba(200,164,92,.1);
  border: 1px solid rgba(200,164,92,.28);
  padding: .32rem .95rem;
  border-radius: 100px;
  margin-bottom: 1rem;
}
.section-tag.light { color: var(--gold-light); background: rgba(200,164,92,.1); border-color: rgba(200,164,92,.22); }

.section-heading {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2rem, 4vw, 2.9rem);
  font-weight: 700; line-height: 1.2;
  color: var(--navy); margin-bottom: 1rem;
}
.section-heading.light { color: var(--white); }

.section-sub {
  font-size: .97rem; color: var(--text-light); line-height: 1.8;
}
.section-sub.light { color: rgba(255,255,255,.6); }

/* ── Buttons ─────────────────────────────────────────── */
.btn-gold {
  display: inline-flex; align-items: center; gap: .45rem;
  padding: .8rem 1.9rem;
  background: var(--gold); color: var(--navy);
  font-size: .78rem; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase;
  border: 2px solid var(--gold); border-radius: 7px;
  cursor: pointer; transition: var(--tr);
}
.btn-gold:hover {
  background: var(--gold-light); border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,164,92,.32);
  color: var(--navy);
}
.btn-outline-white {
  display: inline-flex; align-items: center; gap: .45rem;
  padding: .8rem 1.9rem;
  background: transparent; color: rgba(255,255,255,.85);
  font-size: .78rem; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase;
  border: 2px solid rgba(255,255,255,.25); border-radius: 7px;
  transition: var(--tr);
}
.btn-outline-white:hover {
  border-color: var(--gold); color: var(--gold);
  background: rgba(200,164,92,.07);
}
.btn-outline-navy {
  display: inline-flex; align-items: center; gap: .45rem;
  padding: .8rem 1.9rem;
  background: transparent; color: var(--navy);
  font-size: .78rem; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase;
  border: 2px solid var(--navy); border-radius: 7px;
  transition: var(--tr);
}
.btn-outline-navy:hover {
  background: var(--navy); color: var(--white);
}

/* ── Cards ───────────────────────────────────────────── */
.finova-card {
  background: var(--white);
  border: 1px solid rgba(11,44,77,.08);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: var(--tr);
}
.finova-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(200,164,92,.2);
}

/* ── Icon box ─────────────────────────────────────────── */
.icon-box {
  width: 52px; height: 52px; flex-shrink: 0;
  background: rgba(200,164,92,.11);
  border-radius: 13px;
  display: flex; align-items: center; justify-content: center;
}
.icon-box svg { width: 22px; height: 22px; color: var(--gold); }
.icon-box.navy-box { background: rgba(11,44,77,.07); }
.icon-box.navy-box svg { color: var(--navy); }

/* ── Divider ─────────────────────────────────────────── */
.gold-line {
  width: 52px; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 2px; margin-bottom: 1.5rem;
}

/* ── Animations ──────────────────────────────────────── */
@keyframes fadeUp {
  from { opacity:0; transform: translateY(22px); }
  to   { opacity:1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity:0; } to { opacity:1; }
}
.reveal { opacity:0; }
.reveal.visible { animation: fadeUp .65s ease both; }

/* ── Page hero (inner pages) ─────────────────────────── */
.page-hero {
  position: relative;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 60%, var(--navy-light) 100%);
  padding: 9rem 0 5rem;
  overflow: hidden;
}
.page-hero::before {
  content:'';
  position: absolute; inset:0;
  background-image:
    linear-gradient(rgba(200,164,92,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200,164,92,.06) 1px, transparent 1px);
  background-size: 55px 55px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 10%, transparent 100%);
}
.page-hero-content { position: relative; z-index:2; }
.page-hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2.6rem, 5vw, 4rem);
  font-weight: 700; color: var(--white); line-height: 1.15;
  margin-bottom: 1rem;
}
.page-hero p {
  font-size: 1.02rem; color: rgba(255,255,255,.65); line-height: 1.8;
  max-width: 600px;
}
.breadcrumb-nav { margin-bottom: 1.2rem; }
.breadcrumb-nav a, .breadcrumb-nav span {
  font-size: .75rem; font-weight: 600;
  letter-spacing: .08em; text-transform: uppercase;
  color: rgba(255,255,255,.45);
}
.breadcrumb-nav a:hover { color: var(--gold-light); }
.breadcrumb-nav .sep { margin: 0 .6rem; color: rgba(200,164,92,.4); }
.breadcrumb-nav .current { color: var(--gold-light); }

/* ── Stat badge ──────────────────────────────────────── */
.stat-strip {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(200,164,92,.15);
  border-radius: 14px;
  padding: 1.4rem 2.5rem;
  backdrop-filter: blur(10px);
}
.stat-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2.2rem; font-weight:700; color: var(--gold); line-height:1;
}
.stat-label {
  font-size: .68rem; font-weight:600;
  letter-spacing:.1em; text-transform:uppercase;
  color: rgba(255,255,255,.45); margin-top: .35rem;
}

/* ────────────────────────────────────────────────────── */
/*  NAVBAR                                                */
/* ────────────────────────────────────────────────────── */
#mainNav {
  position: fixed; top:0; left:0; right:0; z-index:1050;
  padding: 1.1rem 0;
  transition: var(--tr);
}
#mainNav.scrolled {
  background: rgba(7,30,53,.97);
  backdrop-filter: blur(18px);
  padding: .75rem 0;
  box-shadow: 0 4px 30px rgba(0,0,0,.22);
}
.nav-logo-wrap { display:flex; align-items:center; gap:.7rem; text-decoration:none; }
.logo-badge {
  width:38px; height:38px; flex-shrink:0;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--navy);
  font-family: 'Cormorant Garamond', serif;
  font-weight:700; font-size:1.3rem;
  display:flex; align-items:center; justify-content:center;
  border-radius:9px;
}
.logo-text-wrap { line-height:1.2; }
.logo-main {
  font-size:.78rem; font-weight:800;
  letter-spacing:.14em; color: var(--white);
}
.logo-sub {
  font-size:.62rem; font-weight:400;
  letter-spacing:.22em; color: var(--gold-light);
}
.navbar-nav .nav-link {
  font-size:.75rem; font-weight:600;
  letter-spacing:.07em; text-transform:uppercase;
  color: rgba(255,255,255,.72) !important;
  padding: .45rem 1rem !important;
  border-radius:6px;
  transition: var(--tr);
}
.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active {
  color: var(--gold-light) !important;
  background: rgba(200,164,92,.1);
}
.navbar-toggler {
  border: 1px solid rgba(255,255,255,.2);
  border-radius:6px; padding:.4rem .6rem;
}
.navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba(200,164,92,0.9)' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e") !important;
}
.nav-cta-btn {
  font-size:.75rem; font-weight:700;
  letter-spacing:.08em; text-transform:uppercase;
  background: var(--gold); color: var(--navy) !important;
  padding: .5rem 1.4rem !important;
  border-radius:7px; transition: var(--tr);
}
.nav-cta-btn:hover {
  background: var(--gold-light) !important;
  color: var(--navy) !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(200,164,92,.32);
}
@media(max-width:991px){
  .navbar-collapse {
    background: rgba(7,30,53,.98);
    backdrop-filter: blur(20px);
    margin-top:.75rem; padding:1rem;
    border-radius:12px;
    border:1px solid rgba(200,164,92,.15);
  }
}

/* ────────────────────────────────────────────────────── */
/*  FOOTER                                                */
/* ────────────────────────────────────────────────────── */
#mainFooter {
  background: var(--navy-dark);
  border-top: 1px solid rgba(200,164,92,.1);
}
.footer-top { padding: 5rem 0 3.5rem; }
.footer-logo p {
  font-size:.87rem; color: rgba(255,255,255,.42);
  line-height:1.85; margin-top:1.25rem; max-width:280px;
}
.footer-heading {
  font-size:.72rem; font-weight:700;
  letter-spacing:.14em; text-transform:uppercase;
  color: var(--gold-light); margin-bottom:1.4rem;
}
.footer-links { list-style:none; padding:0; display:flex; flex-direction:column; gap:.65rem; }
.footer-links a {
  font-size:.87rem; color: rgba(255,255,255,.42);
  transition: color .2s;
}
.footer-links a:hover { color: var(--gold-light); }
.footer-contact-item {
  display:flex; align-items:flex-start; gap:.85rem; margin-bottom:1rem;
}
.footer-contact-icon {
  width:34px; height:34px; flex-shrink:0;
  background: rgba(200,164,92,.1);
  border:1px solid rgba(200,164,92,.18);
  border-radius:8px;
  display:flex; align-items:center; justify-content:center;
}
.footer-contact-icon svg { width:15px; height:15px; color: var(--gold); }
.footer-contact-item span, .footer-contact-item a {
  font-size:.84rem; color: rgba(255,255,255,.5);
  line-height:1.5;
}
.footer-contact-item a:hover { color: var(--gold-light); }
.footer-social { display:flex; gap:.6rem; margin-top:1.5rem; }
.footer-social a {
  width:36px; height:36px;
  background: rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.1);
  border-radius:8px;
  display:flex; align-items:center; justify-content:center;
  color: rgba(255,255,255,.55);
  transition: var(--tr);
}
.footer-social a svg { width:15px; height:15px; }
.footer-social a:hover {
  background: var(--gold); border-color: var(--gold);
  color: var(--navy); transform: translateY(-2px);
}
.footer-bottom {
  border-top:1px solid rgba(255,255,255,.06);
  padding:1.4rem 0;
}
.footer-bottom p {
  font-size:.78rem; color: rgba(255,255,255,.28); margin:0;
}